Our Partners

Technology Partners

Splash’s technology solution has been developed in collaboration with MoreMagic Solutions Inc., a US company with many years of experience in developing and supporting mobile top-up and m-payment services. With deployments in more than 50 countries worldwide, MoreMagic offers transaction platforms for mobile operators, financial institutions, content providers, and distributors, enabling consumers to purchase goods and services on demand using a mobile phone, POS, or web.

Banking Partner

Guaranty Trust Bank is the third biggest bank in Nigeria, based in Lagos. The bank also has operations the United Kingdom, Gambia, Liberia, Ghana and Sierra Leone. GTB’s Sierra Leonean subsidiary, Guaranty Trust Bank (SL) Ltd., provides banking and distribution services to Splash, acting as the sole issuer of SplashCash (our mobile money) and forming the backbone of our distribution network.

Mobile Network Partners

The Splash service is currently available on all three active mobile networks in Sierra Leone: Bharti Airtel (formerly Zain), Africell and Comium:

Bharti Airtel offers telecommunication services in 19 countries. It is the largest cellular service provider in India, with more than 141 million subscriptions as of August 2010. In June 2010, Bharti completed a deal to buy Kuwait-based Zain Telecom’s businesses in 15 African countries, including Sierra Leone.

Africell a subsidiary of the Lebanese telecommunications company Lintel Holdings, has GSM operations in The Gambia and Sierra Leone.

Comium is present in over fifteen countries, with its GSM division operating in Cote D’Ivoire, Liberia, Sierra Leone and Gambia, servicing over three million customers.


ManoCap is a private equity fund manager that operates in Sierra Leone, Liberia and Ghana. Manocap invests in the SME space, looking at expansions, MBOs, pre-IPO and venture capital transactions that have a clear exit. The managers aim to deliver outstanding returns to investors while creating wealth and employment in the countries in which they work. Manocap’s investors include the Soros Foundation and CDC, the UK Government’s Development Finance Institution.

The Africa Enterprise Challenge Fund (AECF) is a US$50-100m private sector fund, backed by some of the biggest names in development finance and hosted by the Alliance for a Green Revolution in Africa (AGRA). The AECF aims to encourage private sector companies to compete for investment support for their new and innovative business ideas. Grants and interest free loans are provided to businesses who wish to implement innovative, commercial viable, high impact projects in Africa.

Agents or Super Agents